Workers' Compensation News

Who Must Have Workers' Compensation Insurance Coverage

All employers must have workers' compensation coverage if they either regularly employ three or more workers at one time, or they have regularly employed at least one worker for 35 hours or more per week for 13 weeks or longer during the preceding 52 weeks.

Other employers may voluntarily choose to buy workers' compensation coverage.   All public employers must have coverage.  By having coverage, the employer is protected against being sued by an employee injured on the job.

When a person is self-employed and not organized as a partnership or corporation, he/she is not covered by the Workers' Compensation Disability Act.  The employees of a sole proprietorship are covered by the Act.  Certain family members of an employer may be excluded from coverage if an exclusion form (BWC 337) is filed with the Michigan Department of Consumer and Industry Services.   An exclusion form may also be filed if all employees are partners or corporate officers owning 10% or more of the stock.

If you have suffered personal injuries or emotional distress due to the negligence of workers compensaton laws in Connecticut, contact our Workers Compensation lawyer now and obtain a free case evaluation.

	Did You Know?
	FECA protects three million Federal workers A COST-EFFECTIVE SELF-INSURANCE SYSTEM FECA protects three million Federal workers from economic hardship due to work injury and illness. Included among the executive, legislative and judicial branch employees covered by FECA are civilian Defense workers, medical workers in Veterans' hospitals, and the 800,000 workers of the Postal Service, the country's largest civilian employer.