Workers Compensation Terms and Definitions

Workers' Compensation Appeals Board (WCAB) The judicial unit that formally resolves workers' compensation disputes. Panel Qualified Medical Evaluator A list of three independent qualified medical evaluators issued by the state Industrial Medical Council. You select any one of the three doctors for your evaluation. This is for workers not represented by an attorney. Settlement A workers' compensation cases may be settled in one of two ways, by a Compromise and Release (C&R) or by a Stipulation with Request for Award (Stip). A C&R usually settles all outstanding issues in a claim for a single lump sum payment. A Stipulation may leave certain issues open, such as future medical treatment and/or vocational rehabilition. Apportionment A way of figuring out how much of your permanent disability is due to your industrial injury and how much is due to other disabilities. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Agreed Medical Examiner (AME) A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties. Wage Loss Temporary disability benefits that may be paid when an employee returns to work at less than full earnings. Also known as Temporary Partial Disability (TPD). Transportation Expenses A benefit to cover your out-of-pocket expenses for mileage, parking, and toll fees related to a claim, usually a reimbursement. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Workers' Compensation Administrative Law Judge Judges at DWC district offices that conduct hearings, take evidence, issue decisions, and approve settlements.

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	Did You Know?
	Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers Brake and clutch repair work in the general industry standard is the activity engaged in by the largest group of asbestos exposed workers, although most of them are exposed sporadically and at low levels. Next largest are custodial workers who do not perform their duties as part of construction activities, but clean surfaces, sweep, buff, vacuum floors, and wash walls and windows in manufacturing plants and a wide variety of public and commercial buildings.